Property Investment Analysis

Investing in property is all about the figures. If the figures don't stack up and fit in with your specific financial situation, then property investment is not right for you. However, if you get a loan offer and the financial analysis cash flow report that we prepare for every investor suits your lifestyle and financial plan, then property can be a very good way to create real future wealth. Many people make the big mistake of thinking “Let's invest in property” then go to re.com and start looking for a house. This is totally the wrong approach and can end in a potential financial nightmare.

Start With The Figures

The very first thing I recommend we do before any discussions about high growth areas, number of bedrooms, etc. is to sort out your finances. This is best done by speaking to a Mortgage Broker to ascertain your borrowing capacity. Now you can find your own broker or use one that we recommend; they are all licensed and regulated although some are better than others. Once your borrowing capacity is known, then you at least know that if property is right for you and your situation, then you should be able to secure a loan and start your property investment journey.

Property Investment Analysis

Next, we would do a Property Investment Analysis (PIA report), as this shows you all the financial implications of investment property ownership, such as:

• Purchase costs (stamp duty, solicitor, transfer of title)
• Rental expenses (rates, insurance, agents fees)
• Property depreciation
• Daily cash flow
• Tax benefits
• Rental income
• Interest rate costs
• Loan type options (IO or P&I)

These figures can be sent to your accountant or advisor (if you have one) to get a 2nd opinion on the tax implications.
Once completed, you will be in a position of power to make an informed decision about how you should proceed, and so far it’s cost you nothing but a bit of time....
SO...

• You know a bank will lend you the money
• You understand all the financial benefits of owning an investment property,

Now is the time to actually look at different property options.

I Want To Start My Property Investment Journey

Kind regards,

The Dwyer Property Investment Team

Call us today to discuss how we can help you own an investment property or visit www.dwyerpropertyinvestments.com.au

e: [email protected]

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